Be Certain Your Application Confirms You Are Eligible for New Jersey Medicaid

Written by Fredrick P. Niemann, Esq. of Hanlon Niemann & Wright,  A New Jersey Medicaid Attorney

trust2To be eligible for New Jersey Medicaid, a person must meet these general requirements in their application:

  • Be a resident of New Jersey
  • Be a U.S. Citizen or qualified alien
  • Meet specific and strict medical eligibility, income and resource limitations and other qualifications
  • Satisfy specific application standards for processing a Medicaid application

New Jersey Medicaid offers a number of long-term care programs outside of a nursing home designed to meet the unique medical needs of aging and disabled individuals who would not otherwise qualify for traditional Medicaid.

Understanding the Medicaid Application Process

These programs include:

  • Medically Needy benefits for the aged, blind or permanently disabled under the MLTSS Program.  These programs provide a qualified applicant with a nursing home level of care but outside of a nursing home like an assisted living residence, at-home care with qualified, licensed home health aides and even elderly and disabled group homes.
  • Home based care under the New Jersey MLTSS Program and other NJ Medicaid waiver programs like P.A.C.E. are becoming increasingly approved and expanded to allow for alternative care outside of an institutional setting.

Since 1996, the NJ Department of Health and Senior Services has administered all applications for services and programs for senior beneficiaries. The Division of Disability Services administers the Home and Community-Based Services Waiver programs since July 1, 2001.

Why Seek Legal Advice Before You File a Medicaid Application in New Jersey?

As life expectancies and long term care costs continue to rise, the challenge quickly becomes how to pay for these services. Many people cannot afford to pay $7,500 to $11,000 per month or more for the cost of a nursing home, assisted living or home based care, and those who can pay for a while may find their life savings wiped out in a matter of months, rather than years.

Fortunately, the NJ Medicaid Program is there to help. In fact, in our lifetime, Medicaid has become the long term care insurance of the middle class. But the eligibility to receive Medicaid benefits requires that you pass certain tests on the amount of income and assets that you have.

The reason for consulting with Hanlon Niemann & Wright before filing your application is that without proper advance planning and advice, many people spend more than they should or are required to, or they transfer assets and savings inappropriately and illegally and are then faced with significant penalties and months of ineligibility, jeopardizing their family’s financial security. In many cases homes and resources may be exempted if transferred properly and within the appropriate time frames and guidelines that exist under New Jersey medicaid laws.

Remember, Medicaid in New Jersey will pay for a nursing home, assisted living and home-based care under Medicaid waiver programs and other New Jersey state programs. Qualification and eligibility is based on strict criteria for approval. For a low cost consultation on eligibility and the Medicaid application process, contact Fredrick P. Niemann toll-free at (855) 376-5291 or email him at

Applying for Medicaid Eligibility For Long Term Care in NJ (Part I)

Applying for Medicaid Eligibility For Long Term Care in NJ (Part II)

Fred Niemann - Medicaid Lawyer in New Jersey

Fred Niemann, Medicaid Lawyer in New Jersey

A consultation with Hanlon Niemann & Wright may save you a significant amount of money and time when applying for Medicaid or when faced with the costs of long term care either now or in the near future.

To speak to a caring, sensitive attorney, ask for Fredrick P. Niemann, toll-free at (855) 376-5291 or e-mail him at to set up an office consultation at your convenience



Medicaid Attorneys serving these New Jersey Counties:

Monmouth County, Ocean County, Essex County, Cape May County, Mercer County, Middlesex County, Bergen County, Morris County, Burlington County, Union County, Somerset County, Hudson County, Passaic County New Jersey Medicaid Eligibility